Decode your credit score. Reclaim your freedom.

Cut the Confusion. Fix Your Credit. Take Back Control.

The Ferox Credit Accelerator isn’t your typical cookie-cutter credit course. This is high-impact, results-driven guidance designed to take the guesswork out of your finances and give you a clear roadmap to financial freedom.

We focus on what actually matters: your credit health, your spending habits, and actionable steps that make a measurable difference.

Who It’s For

  • Individuals who want to fix their credit quickly and effectively

  • People ready to take control of their finances without endless “generic advice”

  • Founders and professionals who want clarity and confidence with money

If you’re tired of confusing tips, conflicting advice, and endless spreadsheets that go nowhere — this program is for you.

What You Get

The Ferox Credit Accelerator delivers everything you need to improve your credit and your money habits in one premium package:

  • Full Credit Review: Identify errors, understand your report, and prioritise what matters.

  • Custom Action Plan: Step-by-step strategy to rebuild your credit and improve financial stability.

  • Budget & Spending Optimisation: Real-world tools to control your money and start building wealth.

  • Behavioural Guidance: Tackle the habits that are silently harming your credit.

  • Templates & Resources: Ready-to-use forms and trackers to implement changes immediately.

  • Support: Guidance and check-ins so you’re never stuck or guessing what to do next.

How It Works

  1. Sign up and fill out a simple intake form.

  2. Discovery call — we get to the heart of your finances and define your goals.

  3. Assessment & Action Plan — deep dive into your credit, budget, and habits.

  4. Implementation — step-by-step plan you can follow immediately.

  5. Support & Check-ins — we keep you accountable and make sure you’re progressing.

  6. Completion & Next Steps — clear roadmap for future financial moves, including access to lenders once FCA-authorised.

Why Ferox - Decrypt Finance?

  • No-BS: We tell you the truth and focus on results, not fluff.

  • High-Value, Low-Volume: You get dedicated, personalised support — not a mass-market course.

  • UK-Specific: Tailored for UK credit laws and financial systems.

  • Future-Proof: Prepares you for the next steps — loans, credit brokerage, or business finance.

Ready to Fix Your Credit and Take Control?

The Ferox Credit Accelerator is your fastest route to clarity, confidence, and credit improvement.

“Your accountant tells you what happened. We tell you what’s next — and make it happen.”

Why This Matters

Money isn’t just math—it’s mindset, habit, and intention.
You don’t need to be rich to feel powerful. You just need to understand how to use money as a tool—not a trap.

This for people who want to be free—and aren’t afraid to take action.