01 — Awaken

See your money clearly.
Shift from avoidance to awareness. Understand your income, expenses, and habits—without judgment.

02 — Align

Spend with intention.
Match your money to your values. Say no to lifestyle pressure, yes to what moves you forward.

03 — Act

Small steps, big shifts.
Take consistent action—budget, automate, pay down debt. Progress beats perfection.

04 — Advance

Grow beyond survival.
Once stable, build wealth your way—through investing, saving, or starting something of your own.